There are 5 basic categories of insurance coverage you can purchase.
Understanding these allows you to make important business decisions. 

Below are listed each of the main categories, and information about each. If you need more information than what we present here, please contact us and we will be happy to answer any questions you may have.

  • Professional & General Liability Insurance

    Professional Liability insurance is a form of insurance designed to protect professionals and professional organizations from financial loss from their negligence. Professional liability insurance is made up of many segments, and is also called “errors and omissions”, “E&O”, or “malpractice” insurance. >>

  • Employment Practices Liability (EPLI) / Directors & Officers (D&O)

    Driven by an explosion of employment related lawsuits, employment practices liability (EPLI) coverage is a growing segment of the insurance industry. Recent legislative and legal changes have provided significant incentives for employees to file employment-related claims, and employers now possess an increased awareness of employment exposures and are receptive to coverage recommendations that offer greater risk protection. >>

  • Business Property

    Provides protection for loss or damage to furniture, fixtures, equipment and other property owned by your company from fire, theft and other types of loss. >>

  • Worker’s Compensation

    Regulated by statute, workers compensation coverage provides benefits for loss of wages and medical costs sustained in “on the job” injuries. While this coverage may seem simple, many aspects require careful attention. >>

  • Employee Benefits

    One major way to attract and retain valuable employees is to offer quality employee benefits. While we stay within our specialty field of Property & Liability, we work with others who specialize in Employee Benefits.