important coverage issues
The reason you purchase insurance is to "Transfer Your Risk"  

Transferring your risk protects your business in the event of a loss that would otherwise be financially devastating to your company. While there are many types of insurance you can purchase, you need to decide which risk transferring decisions are appropriate for your company. We will inform you of your options, then you can make educated decisions.

Types of coverage Available

There are 5 basic categories of insurance coverage that you can purchase. Understanding these allows you to make important business decisions.

Below are listed each of the main categories, and information about each. If you need more information than what we present here, please contact us and we will be happy to answer any questions you may have.

 

Professional & General Liability Insurance
When you think of Liability Insurance, you need to think of a claim for Bodily Injury or Property damage for which you are legally liable.    More...
Employment Practices Liability (EPLI)  / Directors & Officers (D&O)
This provides protection from claims against you from stockholders and employees. Coverage includes Wrongful Termination, Sexual Harassment, Discrimination.                   More...
Business Property
Provides protection for loss or damage to furniture, fixtures, equipment and other property owned by your company from fire, theft and other types of loss.                                         More...
Worker's Compensation
Regulated by statute, workers compensation coverage provides benefits for loss of wages and medical costs sustained in "on the job" injuries. While this coverage may seem simple, many aspects require careful attention.             More...
Employee Benefits
One major way to attract and retain valuable employees is to offer quality employee benefits. While we stay within our specialty field of Property & Liability, we work with others who specialize in Employee Benefits.             More...